This significantly contrast pre-tax plans such as 403b, 401a, 401ks, and IRAs. Many analysts believe that returns on a ROTH several years away will be greater than a 403Bs, 401As, 401Ks, and IRAs, in that no taxes are due at the end of the investment period
No taxes or penalties are due on a ROTH as long as your investment:
One is over age 59 1/2 when they withdraw the money, or one is using the money to help pay for a qualified first time home purchase.
Meet certain five year requirements
The most signicant point of a ROTH is the opportunity for life time tax free earnings.
". . . TIME IS ALL THE CAPITAL STOCK THERE IS ON THE EARTH . . . YOU SHOULD CONSIDER YOUR TIME GOLDEN, IT IS ACTUALLY WEALTH, AND IF PROPERLY USED, IT BRINGS THAT WHICH WILL ADD, TO YOUR COMFORT, CONVENIENCE AND SATIFACTION."